/ People

Mr. Dhanji Hansraj Chandaria, also known as Dhanu, is the principal Founder of Fina Bank Limited now known as Guaranty Trust Bank (Kenya) Limited. Mr. Chandaria is an eminent entrepreneur with over 50 years’ experience in business.

He serves as the Chairman of Guaranty Trust Bank (Kenya) Limited and has been the Chairman since 1996.

Mr. Dhanji successfully led the acquisition of the The Finance Institution of Africa, a non-banking finance institution and forerunner to Fina Bank in 1991. He later converted the institution into a fully-fledged commercial bank in 1996 . He went on to lead the acquisition of Fina Bank S.A Rwanda in 2004 and the setting up of Fina Bank Uganda Limited in 2008. The Fina Bank Group grew from a one branch in one country with an asset base of Kes. 60 million to 27 branches in three countries across East Africa with an asset base of Kes.20.7 billion.

Mr. Dhanji is also the founder and present Managing Director of Kenpoly Manufacturers Limited, a leading manufacturer of plastic based products in the Eastern Africa region with a turnover of Kes.1.6 billion (US$ 20 million).

Mr. Dhanji is also the founder and current Non-Executive Director of Budget Shoes Limited.

He is also a Director and Shareholder of Kantilal Emporium Limited, a company that details in the importation of leading clothing brands into the East African market. During his full time tenure at Kantilal, he converted the wholesaler and counter service store into one of the leading and popular quality clothing retailer in Nairobi’s Central Business District. He exited the day to day management of the business in 1991 to set up the plastics business. .

Mr Dhanji has 7 ‘O’Level Passes including 5 Credits & 1 Distinction from the Cambridge University Examination Board. He has attended various professional courses on Finance, Mergers & Acquisitions and Corporate
Governance courses specifically on Responsibilities & Duties of Non-Executive Directors in Financial Services.

As the chairman, he leads and directs the Board of Directors in devising, implementing and monitoring strategy execution.

Jubril Adeniji is a seasoned banking professional with a career in the industry spanning over 25-years. He had stints in Banking Operations in the early stages and subsequently in Credit and Business Development in Multilaterals, Construction, Oil & Gas, Manufacturing, and Service Institutions across International, Public, Corporate, Commercial, Small and Medium Enterprises (SME) and Retail Banking Business segments.

Jubril Adeniji first joined Guaranty Trust Bank (GTBank) in February 2006 as a Team Lead within the Bank’s Abuja and North Central Commercial Banking Division and rose through the ranks to the Divisional Head position in April 2011. He held this position for over four years before joining the Bank’s International Banking Division in December 2015 to support the Bank’s application for a Banking license in Tanzania.

In July 2016, Jubril was appointed as the pioneer Managing Director of Guaranty Trust Bank Tanzania. In the first 18 months of his appointment, he had the overall responsibility for the establishment of the greenfield GTBank franchise in Tanzania, which culminated into the granting of the Bank’s operational license by the Bank of Tanzania in December 2017. Jubril subsequently managed the franchise effectively with year-on-year improvement of key indices and ratios, along with a predominantly young Tanzanian team until September 2022, further to his nomination as Managing Director of Guaranty Trust Bank Kenya.

Having overseen the successful introduction of GTBank into Tanzania, Jubril has developed a profound understanding of the Tanzania and East African markets and in July 2022, he was nominated to oversee the strategic growth and further deepening of the GTBank franchise in the East African market.

Prior to joining GTBank, he worked with MBC International Bank Ltd (now part of First Bank of Nigeria Plc) between November 1997 and January 2006.

Jubril Adeniji holds a Bachelor of Science degree in Mathematics from the University of Ibadan (1997) and Master of Business Administration (Finance and Accounting) from the University of Liverpool (2015). He has also attended several senior management courses including the IMD High Performance Leadership, Cranfield and Michigan Ross Executive Leadership Development programs and other banking-specific programs in renowned educational institutions globally. He is also an Honorary Senior member of the Chartered Institute of Bankers of Nigeria (2012).

Jubril is happily married, and the matrimony is blessed with three lovely children. He spends his free time with the family, mentoring young individuals, executing community service projects under the auspices of Rotary International and watching professional Lawn Tennis and Football games.

Mr. Hanish D. Chandaria served as an Executive Director of Business Support in the then Fina Bank Ltd until October 13, 2011. Mr. Chandaria has over 10 years’ experience in Finance, having started his career in investment banking at Societe Generale in London.

Mr. Chandaria holds Masters degree in International Business from Ecole Supérieure de commerce, Grenoble, France and BSc Economics and Mathematics from University of Bristol.

Mr. Chandaria also serves on the board of Guaranty Trust Bank (Uganda) Ltd.

Ms. Ann is a seasoned attorney with over 33 years post admission experience in various key roles in the country. She was the Kenyan Ambassador of the Africa UNITE Campaign on Ending Violence against Women and Girls. This was part of the Global UNITE Campaign to End Violence Against Women - an initiative of the former United Nations Secretary General – Ban Ki Moon.

She has been celebrated for her work in social justice and is the recipient of numerous awards among them the 2010 International Woman of Courage Award from the U. S. A.S State Department; awarded to her by The Secretary of State Mrs. Hillary Rodham Clinton and 1st Lady Michelle Obama. She is a Senior Ashoka Fellow.

Ms. Ann holds a Bachelor of Laws Degree from the University of Nairobi and Masters in Business Administration from Strathmore Business School, Strathmore University Nairobi. She has also attended several senior management courses such as Strategy & Management for Leaders at Harvard Kennedy School, Management and leadership Training - CEDPA Washington D.C and Applied International Management, Swedish Institute of Management and the Swedish International Development Cooperation Agency, Sweden. She is a Member of the Chartered Institute of Arbitrators and also holds a CPS (K) from the Institute of Certified Public Secretaries of Kenya.

Ms. Ann is a skilled expert in Governance, Democracy, Social Justice and Human Rights. She has been at the forefront of the reform movement in Kenya and was heavily involved in the constitutional reforms as a delegate to the Bomas National Constitutional Conference. She was also the Co-Chair of the Multi-Sectoral Committee on Constitutional Reform, and the Co-Chair of the Joint Dialogue Forum on Constitutional Reform.

Ms. Elizabeth Kyengo is an Independent Non-Executive Director of Guaranty Trust Bank (Kenya) Limited. She is also a Board member with World Vision International (Kenya) where she chairs the Finance, Supply Chain and National Resource Development Board Committee and doubles as the Treasurer of the Board. She is also a Non-Executive Director of The Institute of Directors (IOD) and Enwealth Financial Services (EFS) where she serves in the Board Audit and Compliance Committees.

She holds an MBA in Strategic Management from the University of Nairobi, A Bachelor of Commerce from Kenyatta University, an Advanced Management Certification (AMP) from Strathmore Business School (SBS), alumni of SBS and IESE Business School, University of Navarra, Spain as well as Lagos business School. She is SBS trained in various leadership fields such as board effectiveness, negotiation skills, Women on the Board among others. She is a Certified Public Accountant of Kenya (CPAK), a Certified International Procurement Profession (CIPP). She is a Certified Trustee and is trained by Centre for Corporate Governance (CCG). She is a member of various institutions of leadership and management including ICPAK, IOD, KIM, KISM, CCGA and WOBN, SBSA and CEO’s Association.

Ms. Elizabeth has over 30 years of experience in the corporate world where she served in various capacities of leadership, interacted with stakeholders globally and has exposures in various fields majorly Audit, Finance, Supply Chain, General Management and Leadership with Price Water House Coopers (PWC) and Nation Media Group (NMG) for 2 years and 23 years respectively. Elizabeth has had over 8 years non-executive Board experience in the public, private and not for profit sectors.

She is very passionate with matters of Governance and in developing leaders for transgenerational legacy through her institution, InaaRe Consulting Group. She is a wife and a mother of five children, three working adults and two school going children.

Jubril Adeniji is a seasoned banking professional with a career in the industry spanning over 25-years. He had stints in Banking Operations in the early stages and subsequently in Credit and Business Development in Multilaterals, Construction, Oil & Gas, Manufacturing, and Service Institutions across International, Public, Corporate, Commercial, Small and Medium Enterprises (SME) and Retail Banking Business segments.

Jubril Adeniji first joined Guaranty Trust Bank (GTBank) in February 2006 as a Team Lead within the Bank’s Abuja and North Central Commercial Banking Division and rose through the ranks to the Divisional Head position in April 2011. He held this position for over four years before joining the Bank’s International Banking Division in December 2015 to support the Bank’s application for a Banking license in Tanzania.

In July 2016, Jubril was appointed as the pioneer Managing Director of Guaranty Trust Bank Tanzania. In the first 18 months of his appointment, he had the overall responsibility for the establishment of the greenfield GTBank franchise in Tanzania, which culminated into the granting of the Bank’s operational license by the Bank of Tanzania in December 2017. Jubril subsequently managed the franchise effectively with year-on-year improvement of key indices and ratios, along with a predominantly young Tanzanian team until September 2022, further to his nomination as Managing Director of Guaranty Trust Bank Kenya.

Having overseen the successful introduction of GTBank into Tanzania, Jubril has developed a profound understanding of the Tanzania and East African markets and in July 2022, he was nominated to oversee the strategic growth and further deepening of the GTBank franchise in the East African market.

Prior to joining GTBank, he worked with MBC International Bank Ltd (now part of First Bank of Nigeria Plc) between November 1997 and January 2006.

Jubril Adeniji holds a Bachelor of Science degree in Mathematics from the University of Ibadan (1997) and Master of Business Administration (Finance and Accounting) from the University of Liverpool (2015). He has also attended several senior management courses including the IMD High Performance Leadership, Cranfield and Michigan Ross Executive Leadership Development programs and other banking-specific programs in renowned educational institutions globally. He is also an Honorary Senior member of the Chartered Institute of Bankers of Nigeria (2012).

Jubril is happily married, and the matrimony is blessed with three lovely children. He spends his free time with the family, mentoring young individuals, executing community service projects under the auspices of Rotary International and watching professional Lawn Tennis and Football games.

Angela is an experienced business leader with expertise in Strategy formulation and implementation, Organizational Change and Transformation, Financial Risk Management, Audit, Business Process Re-engineering and other oversight roles spanning across various industries and geographies. She has developed excellent senior leadership project and external stakeholder relationship management skills. Angela has excellent business analysis skills including the assessment of macroeconomic factors affecting businesses and is an expert in growing profitability. She is currently the Group Chief Financial Officer of the Bank, overseeing the Financial Control, Strategy and Administration functions.

Angela joined GTBank in Rwanda in October 2014 as the Head of Finance. She then relocated to Kenya in September 2015 to oversee the group function. Prior to joining GTBank, Angela worked at PwC, both in Kenya and in Rwanda (over a period of 5years) in the Assurance practice working with large businesses in the areas of Strategy, Controls and Processes to improve governance, manage risk and build trust.

Angela holds a Bachelor of Commerce degree in Accounting from Strathmore University and is currently pursuing an MBA with Strategic Planning from Edinburgh Business School. She is a Fellow of the Association of Chartered Certified Accountants (FCCA), a member of the Enterprise Risk Management Academy (ERMA) and holds a diploma in the Institute of Management Information Systems (IMIS).

Caroline has a wealth of banking experience gained over a period of 12 years in the industry. She is an inclusive leader who strives to have each of her team members contribute towards the overall success of the Bank. She is dynamic and progressive and above all upholds the highest levels of integrity, honesty, dedication and professional ethics. Caroline has been the Head, Treasury at the bank since February 2020.

Caroline joined GTBank Kenya, then Fina Bank, in May 2008 as a Finance Officer. In September 2014, she joined the Treasury division as a Liquidity Management Dealer and rose to the position of Assistant Manager, Manager and finally to that of the Head of the division.

Caroline holds a Bachelor of Arts degree in Business Administration (Accounting) from Maseno University and a CPA III Qualification.

Milkah is a seasoned Human Resource professional with considerable contributions in policy formulation, corporate culture transformation, performance management, talent management, employee wellness, coaching among others.

She has over 15 years’ experience in building and leading motivated teams to drive organizational success within diverse sectors e.g. Manufacturing, Financial Services, Energy and Consulting among others. She is passionately committed to fostering a happy, healthy and engaged workforce.

She joined Guaranty Trust Bank (Kenya) Limited in October 2022 as the Head, Human Resources. Prior to this role, she served at Kapa Oil Refineries as a Human Resource Manager for over 3 years. She has also worked for over 4 years at PwC Kenya, People and Change Advisory Services, delivering transformational projects in the East African region. Her career began at The Co-operative Bank of Kenya, where she worked for over seven years.

Milkah holds a Bachelor’s degree in Education (Arts) from Kenyatta University, a Higher Diploma in Human Resource Management from the Institute of Human Resource Management and is a member of the Institute of Human Resource Management (IHRM).

Teddy is a highly skilled and resourceful professional with expertise in the fields of Finance, Strategy, Accounting, Audit and Risk Management. He has over 8 years’ experience in the financial services sector with a proven track record of value addition and effective risk management. He is also an IFRS and Tax expert with significant experience in the field of financial reporting as well as strategic decision making and monitoring. Teddy was appointed as the Head, Credit Risk Management in January 2021.

He joined GTBank in May 2017 as a Deputy Finance and Strategy Manager and was later promoted to the position of Finance and Strategy Manager in January 2019. Prior to joining GTBank, Teddy worked in Deloitte East Africa as an Audit Associate and was promoted to an Audit Senior.

Teddy holds an MSc in Finance from the University of Nairobi, a Bachelor of Economics degree also from the University of Nairobi and he is a member of the Association of Chartered Certified Accountants (ACCA).

Jemimah is a seasoned Certified Public Accountant with over 15 years’ working experience serving in different capacities. She is experienced in Accounting, Internal Controls, Financial Analysis and Leadership.

Jemimah joined Guaranty Trust Bank (Kenya) Ltd in January 2022 as Head, Internal Audit (Systems & Control).

Prior to joining GTBank, Jemimah worked at MOGAS Kenya Ltd as a Treasury Accountant, as a result of her spectacular performance, she was promoted to the position of Chief Accountant. She has previously worked at Safaricom Limited as a Customer Service Representative and as a Postal Officer at the Postal Corporation of Kenya.

Jemimah holds a Bachelor of International Business Administration degree from United States International University-Africa (USIU-A). She is a member of Institute of Certified Public Accountants of Kenya (ICPAK).

Kevin is a seasoned IT risk and Information Security professional with over 12 years of experience in the Financial Services and Telecommunications industries. Currently serving as the Head of Information Systems Security for the East African Region at Guaranty Trust Bank Kenya, Kevin brings a wealth of knowledge and expertise to his role.

Kevin holds a Bachelor's Degree in Computing and Informatics from the prestigious University of Nairobi and is currently pursuing a Masters in Information Technology Management to further enhance his skills and knowledge in the field. He is also a Certified Information Systems Auditor (CISA) and Ethical Hacker (CEH), specializing in ICT arbitration.

With a profound understanding of the East African Cyber Security landscape, Kevin has successfully spearheaded initiatives such as the Annual Africa Cybersecurity Report by Serianu. His areas of expertise include Cyber Security strategic management, Information Security Consulting, Forensics Investigations, and Enterprise Risk Management.

Prior to his current position, Kevin held the role of Senior Manager Information Security at Gulf African Bank and served as Lead Consultant Information Security at Serianu Ltd.

Throughout his career, Kevin has demonstrated a strong commitment to staying at the forefront of industry trends and technological advancements in order to effectively protect organizations from cyber threats and risks. Kevin's dedication to excellence and his proven track record in the field make him a highly respected and sought-after professional in the IT risk and Information Security industry.

Irene has over 10 years experience within the financial sector, in operations and Risk & Compliance. She holds a degree in Finance and currently pursuing an MBA at Kenyatta University in Strategic Management. She joined Guaranty Trust Bank (Kenya) Limited in May 2023 as the Head, Risk and Compliance.

Irene has been actively involved fostering risk & compliance culture within the financial sector and passionate in the fight on combating financial crimes. She is professionally qualified as Certified Fraud Examiner (CFE) and a Certified Anti- Money Laundering Specialist (ACAMs). Member of She Leads Tech (ISACA Kenya), Associate member of Kenya Institute of Bankers, Association of Certified Fraud Examiners and Association of Anti-Money Laundering Specialists.