GAPS

The GTBank GAPS service is a secure web-based service that facilitates the processing of vendor, supplier or salary payments in batches or single payments, using secured (https) connections over the Internet.

It gives you 24/7 online, real-time access to your account.

GAPS-Lite is a stripped down version of GAPS targeted at sole proprietorship accounts.

• Role based system – each user is given a role with specific functions e.g. Uploader, Reviewer, Approver etc
• Multi-user solution – supports multiple users for each role
• Two-Phase Login – every user logs in with an access code in addition to a unique username and password
• Two factor token authentication – approvers are issued hardware token devices which generates a dynamic password to authenticate log-in.
• Multi-level transaction authorization – No single user can commence and conclude a transaction except otherwise stated on the account mandate
• Full audit ability
• Comprehensive reports – ability to generate payment reports, approval reports etc.
• Customizable – the system can be customised to meet specific corporate requirements

1. Account Transfers

• Single & batch payments to M-Pesa, any GTBank account as well as other banks via EFT and RTGS.
• Payroll Payments e.g salaries, bonuses, suppliers etc
• Custom duties & Tax Payments.
• International Payments –  Telegraphic transfers to any account worldwide.
• Corporate Airtime Top-up and Utility payments – Ability to purchase airtime for single or multiple devices for corporate use as well as make corporate bill payments to electricity , water , internet , etc .
• FX transfers between GTBank Accounts.

2. Accounts Monitoring

• Balance enquiry.
• Generate Account Statements.
• Online real time account transactions monitoring.

3. Charges

• Mpesa Payments - KES 70 per transaction plus 20% excise.
• RTGS payments – KES 416.67 plus 20% excise.
• EFT Payments – KES 100 plus 20% excise.
• Airtime Purchase – KES 10 plus 20% excise.
• Utility Payments - KES 50 plus 20% excise.

• Elimination of cheque-books
• Efficient and secure channel for making payments and collections
• Ability to initiate and monitor payments from any location in the world
• Ease of fulfilling your obligations in a timely fashion
• Online real-time access to your account
• Configuration flexibility to align with your payment process flow
• Local Payments – Single & batch payments M-Pesa, to any GTBank account as well as other banks.
  • Payroll Payments e.g. salaries, bonuses.
  • Vendor Payments etc.
• International Payments – Telegraphic transfers to any account worldwide.
• Realtime accounts Monitoring.

Fill the GAPS Registration Form and drop them at any of our branches.

Click here to download the GAPS User Guide