World Mastercard

• Make day to day payments at any POS.
• Enjoy making swipe payments at no charge.
• Enjoy exclusive offers whenever you swipe.
• Transact internationally.
• Multi-purpose spending companion.
• Make free online transactions.
• Enjoy safe transactions.
• Receive SMS and email notifications for every transaction.
• Valid for 3 years.

• No joining fee.
• Locally & Internationally accepted.
• Get a consolidated email statement detailing all the previous month’s transactions for free.
• Enjoy up to 45 days interest free credit.
• Enjoy financial flexibility. GTBank World Credit Mastercard requires only that you make a payment that equals or exceeds “the minimum payment required” as shown on your statement. The minimum payment is 20% of your total usage.
• Secure online transactions through Mastercard secure code service when making payments.

Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual, Business, NGO and Corporate account holders. 

First time issuance of a World MasterCard credit card is free.

Local and International ATM daily withdrawals: KES 100,000

Local and International POS daily transactions: KES 500,000

International Online Daily Transactions: KES 200,000

NB: *These limits can be amended upwards or downwards upon request*

Card Replacement charge is KES 1,000 Card renewal charge is free

N/B: Please note that a charge of KES 550 or 6% of the transactional amount, whichever is higher, applies for every ATM cash withdrawal on GT Bank ATMs. *Charge is exclusive of 20% excise.*

A charge of KES 770 or 6% of the transactional amount, whichever is higher, applies on Kenswitch/Interswitch enabled ATM’s. *Charge is exclusive of 20% excise.*

A charge of KES 770 or 9% of the transactional amount, whichever is higher, applies on MasterCard branded ATMs abroad. *Charge is exclusive of 20% excise.*

POS and online transactions are free.

World MasterCard Credit Cards are issued to applicants who require limits above KES 500,000. The credit cycle is 45 days.

Interest is charged at a rate of 3% of the total amount due each month.

Annual subscription charges are:

•  Primary card holder- KES 6,000+VAT KES 1,200=Total KES 7,200.
• Supplementary card holder- KES 3,000+VAT KES 600=Total KES 3,600.

The credit card cycle begins on 16th of each month and runs through to 15th of the following month. Monthly statements are sent on 16th of every month. 

The minimum payment required is 20% of credit card usage, which must be paid on or before the 4th of the following month (15 day period) to avoid late payment fee.