About this Card

The Mastercard General Debit Card, issued in collaboration with Mastercard Worldwide, is a Kenya Shilling denominated debit card tailored to meet the financial needs of users. 

This versatile card enables seamless ATM cash withdrawals, secure transactions at POS terminals, and convenient online purchases. 

Accepted both locally and internationally, it is directly linked to GTBank Kenya current accounts, ensuring swift and hassle-free access to funds anytime, anywhere.

Benefits

  • Make day to day payments at any POS, supermarket, gas stations etc
  • Enjoy free swiping
  • Free online transactions.
  • Enjoy exclusive seasonal offers when swiping
  • Transact internationally
  • Multi-purpose spending companion
  • Enjoy safe transactions
  • Receive SMS and email notifications for every transaction
  • Valid for 4 years.

Requirements

Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual account holders.

Issuance of a General Debit Card costs KES 600 plus 20% excise.

Transaction Limit

  • Local and International ATM daily withdrawals: KES 40,000
  • Local and International POS daily transactions: KES 200,000
  • International online daily transactions limit: KES 100,000 NB: Limits can be amended upon request
  • Card replacement or renewal charge is KES 600 plus 20% excise.

Note: A charge of KES 35 applies for every cash withdrawal on GTBank ATMs; KES 70 on Interswitch/Kenswitch enabled ATMs and KES 200 on MasterCard branded ATMs outside the country. *All charges are exclusive of 20% excise*.

  • Do not share PIN with anyone.
  • If the card is suspected to be compromised, report to the nearest branch or call 0703084390/1
  • Avoid sharing your full card number, expiry date and card verification value with anyone
  • Always keep your cards safe. In case the card is misplaced/lost, this should communicate to the bank to block the card immediately.
  • Card transactions on prepaid cards are real time.
  • Lodge complaint at any of our branches, or via call center on +254 703 084 390/391 or email to customercareke@gtbank.com/callcenterke@gtbank.com. We will record your complaint/feedback and issue you with a reference number.
  • We will acknowledge your complaint/feedback within 24 hours.
  • If we cannot resolve the complaint immediately, we will advise on the next cause of action and when to expect feedback from us.
  • We will endeavor to resolve the complaint within 72 hours. However, should we require more time to it, we will keep you updated with progress after every 72 hours until the complaint is resolved.
  • Should the resolution not meet your satisfaction, feel free to get back to us with your concerns and we will review the issue and resolution, and get back to you.
  • You can find the full Terms and Conditions for our products HERE
  • Data Privacy Policy is part of our Terms and Conditions, which you can find HERE.